Foreclosure Defense is a large part of our practice. If you have been served with foreclosure papers by the bank or expect to soon please call us immediately. If you have been sued by the lender you may only have 30 days to respond. If you fail to respond you may lose your leverage in any discussions you may be having with the lender. The lenders lawyers can move to a judicial hearing in which the judge may set the sale date. The fact that the homeowner is having friendly conversations with the bank is not a reason to fail to answer the foreclosure lawsuit. There are different strategic approaches which depend upon the client’s goals.
There are a number of strategies a foreclosure defense lawyer may review when making a determination regarding stopping foreclosure proceedings for a client. This includes the possibility of filing for bankruptcy, of real estate litigation, loan modification and exploring the possibility of predatory lending or mortgage fraud. Additionally, a deed in lieu of foreclosure or a short sale may be options to review and consider.
Carefully choosing clients and keeping legal services personalized with one-on-one attention by a skilled lawyer have enabled us to provide only the best foreclosure defense for residential property owners. Personalized representation and a tailor-made plan of action help ensure the best result attainable.
Many property owners may think they have no legal recourse when facing foreclosure proceedings. This could not be further from the truth. A foreclosure attorney can review the property owner’s particular situation in order to determine how to best contest, and possibly avoid the foreclosure. At our firm, our attorneys are extremely familiar with the foreclosure process and how one might be able to avoid it. Our work begins with a careful review of a potential client’s situation. From there we work with them to devise a thorough plan on how to proceed in order to achieve the client's objective - whether it be obtaining an extension, negotiate a short sale or challenge the validity and enforceability of foreclosure through litigation.